HVAC Financing
HVAC Financing Options with Beluga Air
At Beluga Air, we make it easy for homeowners and businesses with flexible HVAC financing options. Whether you need a new AC unit or a full heating and cooling upgrade, financing gives you the ability to spread out payments while enjoying a reliable system right away.
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Click on one of Our Four Convenient Financing Options From Regions
Credit Card Fee Notice
A 3% fee applies to all credit card payments.
You can avoid this fee by paying with cash or check.
Residential and Commercial HVAC Financing
We provide residential and commercial HVAC financing to fit different needs and budgets. Many customers choose financing because it’s the best way to finance a new HVAC system without paying all at once. With approved credit, you can start your project immediately and pay over time with convenient monthly plans. Beluga Air is one of the HVAC companies that offers financing in San Antonio, giving you peace of mind that you come first.
* Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of June 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days. Repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after funds are disbursed. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
** 0% 24-Mo Loans-0.00% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 24 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 24 monthly payments of $40.83 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
*** 6.99% 5-Yr Loans- 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
**** 7.99% 12-Yr Loans- 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 144 monthly payments of $10.96 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
***** 9 mo SAC- 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 270 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 21 to 129 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 270 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.32 to $29.66 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all 3 bureaus to see if you qualify. It also takes just a few minutes to get started.
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